Post a recent picture of your vehicle(s) - Page 240

lemming · 08-20-2023, 09:23 PM

Quote:

Originally Posted by TD

It’s home

Awesome.

lemming · 08-20-2023, 09:24 PM

Quote:

Originally Posted by JST

Here is my car with little bits of this dude’s Audi embedded. This guy doesn’t have a license, doesn’t have insurance, and is driving his girlfriend’s car with out of state temp tags.

So, cool.

WTF man.

JST · 08-20-2023, 09:27 PM

Yes that was my reaction also.

SARAFIL · 08-20-2023, 09:37 PM

UGH that sucks. Assuming you got a police report - will this show up on Carfax? If so you should pursue a diminished value payment after you get the car repaired. Believe you can collect from your own carrier under the uninsured motorist coverage in VA.

Josh (PA) · 08-21-2023, 11:19 AM

Quote:

Originally Posted by JST

Yes that was my reaction also.

Holy sh*t that sucks on so many levels. What do you even do? File a police report and work with your own insurance company?

SARAFIL · 08-21-2023, 11:24 AM

Quote:

Originally Posted by Josh (PA)

Holy sh*t that sucks on so many levels. What do you even do? File a police report and work with your own insurance company?

Yes, either a collision claim on your own policy (you are on hook for the deductible) or if your state has it, you file a “uninsured motorist property damage” claim.

JST · 08-21-2023, 11:42 AM

VA law bars increasing rates as a result of an accident where the driver is not at fault, so hopefully this won’t bump my rates. But yeah, I’m on the hook for the deductible.

equ · 08-21-2023, 12:29 PM

Ugh, I would have just walked away, told the guy it's his lucky day and painted the bumper on my own dime. It's sub <$1000 and won't shop up in paintmeter or police reports that way. Not to mention insurance raising risk..

I'm filling horrible release forms today so the State of NJ will kindly pay my $1000 deductible for the door they punched on my 340i. Will see what insurance rates I'll face and it will surely go on the fax. I had no choice as the repair was about $2.5k total.

TD · 08-21-2023, 12:34 PM

First the failed carjacking and now this. WTAF?

I have no advice. I'm just still amazed at the situation.

JST · 08-21-2023, 01:02 PM

Took it in for an estimate this morning. Body shop guy says it can be fixed and cosmetically it will look fine, but replacing the bumper cover is probably the right move since the cover was punctured. Waiting on pricing.

08-20-2023, 09:37 PM	#2394
SARAFIL I like BMWs Join Date: Oct 2003 Carmudgeonly Ride: X5 M50 / M550 Location: Boston, MA Posts: 5,789	UGH that sucks. Assuming you got a police report - will this show up on Carfax? If so you should pursue a diminished value payment after you get the car repaired. Believe you can collect from your own carrier under the uninsured motorist coverage in VA. __________________ 2020 X5 M50i -- Alpine White / Coffee Leather 2020 M550i -- Carbon Black / Beige Leather

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08-20-2023, 09:27 PM	#2393
JST 195 Join Date: Oct 2003 Posts: 24,611	Yes that was my reaction also.

08-21-2023, 11:42 AM	#2397
JST 195 Join Date: Oct 2003 Posts: 24,611	VA law bars increasing rates as a result of an accident where the driver is not at fault, so hopefully this won’t bump my rates. But yeah, I’m on the hook for the deductible.

08-21-2023, 12:29 PM	#2398
equ Alphanumeric Join Date: Aug 2005 Carmudgeonly Ride: 981S, 340i Posts: 9,584	Ugh, I would have just walked away, told the guy it's his lucky day and painted the bumper on my own dime. It's sub <$1000 and won't shop up in paintmeter or police reports that way. Not to mention insurance raising risk.. I'm filling horrible release forms today so the State of NJ will kindly pay my $1000 deductible for the door they punched on my 340i. Will see what insurance rates I'll face and it will surely go on the fax. I had no choice as the repair was about $2.5k total.

08-21-2023, 12:34 PM	#2399
TD Founder emeritus Join Date: Oct 2003 Location: Maryland Posts: 21,007	First the failed carjacking and now this. WTAF? I have no advice. I'm just still amazed at the situation.

08-21-2023, 01:02 PM	#2400
JST 195 Join Date: Oct 2003 Posts: 24,611	Took it in for an estimate this morning. Body shop guy says it can be fixed and cosmetically it will look fine, but replacing the bumper cover is probably the right move since the cover was punctured. Waiting on pricing.