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Old 08-16-2018, 10:56 PM   #61
JST
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Probably too many of these...



I know, I know. That's my color too.
Should always check your tire pressures.
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Old 08-17-2018, 02:31 AM   #62
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Yes m3 have always been crazy expensive for me to insure too, corvette’s and 911’s are cheaper.
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Old 08-17-2018, 06:40 AM   #63
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In that regard, my faker m240 wins.
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Old 08-17-2018, 07:11 AM   #64
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Yeah, the Turbo was about $1400.
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Old 08-17-2018, 07:14 AM   #65
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Yeah, the Turbo was about $1400.
Per year? That's still cheaper than I pay to insure an Accord in Tampa.
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Old 08-17-2018, 07:51 AM   #66
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Per year? That's still cheaper than I pay to insure an Accord in Tampa.


Rates are set by state based on actual claims data- unfortunately for you Florida is one of the worst performing auto insurance markets. A lot of claims and higher rate of fraud.
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Old 08-17-2018, 08:35 AM   #67
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Quote:
Originally Posted by FC View Post
No idea. They typically are.

But for reference, with similar coverage:

2011 Miata: $900
2013 LR4: $1100
2015 eGolf: $1450 ( but going away in January)
2018 M3: $2300
Oof, you may want to shop around. After my last round of shopping:

2015 GTI: 775
2015 JGC: 610
2013 BoxS: 725
2011 535i: 650

But I still pay nearly $500/yr for the Ducati Multistrada (vs $250 for same displacement BMW R1200R) and given that I haven't warmed up to it enough, only about 1.2k miles, I might dump that. I'm surprised how "cheap" the JGC insurance is given its KBB trade-in value.
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Old 08-17-2018, 09:20 AM   #68
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Originally Posted by equ View Post
Oof, you may want to shop around. After my last round of shopping:

2015 GTI: 775
2015 JGC: 610
2013 BoxS: 725
2011 535i: 650

But I still pay nearly $500/yr for the Ducati Multistrada (vs $250 for same displacement BMW R1200R) and given that I haven't warmed up to it enough, only about 1.2k miles, I might dump that. I'm surprised how "cheap" the JGC insurance is given its KBB trade-in value.


I don’t devote mental energy to cost of car insurance. It’s just more cost of living friction. Like tolls and gas. Cost of parking in Boston or Manhattan. For each car you listed that’s like four airline tickets. Don’t sweat it.
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Old 08-17-2018, 09:32 AM   #69
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Well...

I'm not wealthy enough to not sweat car insurance. My last insurer raised me to $4000/yr. Less than an hour of searching and online application got me down to $2750/yr. No phone calls involved. It's could be a tactic by insurers, to slow cook their long term customers to see if they notice. I've ended up ping ponging back between the same two as they compete to get my business but not compete to retain me.

I never ever pay for parking in Manhattan. Bike, moto, public transport or uber/lyft. Rare occasions, I street park. I've lived in or extremely close to Manhattan for 20 years.
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Old 08-17-2018, 09:37 AM   #70
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Quote:
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I don’t devote mental energy to cost of car insurance. It’s just more cost of living friction. Like tolls and gas. Cost of parking in Boston or Manhattan. For each car you listed that’s like four airline tickets. Don’t sweat it.
It is what it is. I’ve shopped before and rates were higher elsewhere.

I have no tickets or accidents in 19 years.
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