05-11-2018, 11:05 AM | #51 |
lawn boy
Join Date: Oct 2003
Carmudgeonly Ride: e46m3, f25x3,C5 Z06, C4 Vette, 06 CTD Ram, and a trailer
Location: Maryland
Posts: 14,029
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05-11-2018, 11:20 AM | #52 |
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Join Date: Mar 2004
Posts: 13,514
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05-11-2018, 11:32 AM | #53 | |
dogged
Join Date: Dec 2003
Carmudgeonly Ride: '22 M440 xDrive GC
Posts: 13,299
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Quote:
But, back in 2011, we owned two houses 80 miles apart from each other with no earthquake insurance in an area with seemingly no/super-low risk factors. Then this happened: https://www.smithsonianmag.com/smart...011-180959019/ DC had a 5.8 earthquake and both of my houses were within 70 miles of the epicenter. Fortunately neither sustained any damage that I knew about. But, is past prologue? My house built with typical wood framing swayed enough that our Ikea bookshelves on the top (third floor) chucked some shelves and books. I thought at the time, "Hey, great, my weekend house is made of light-gauge steel framing. Surely, that's even stronger/better." Then, I learned that the rivet patterns or whatever were conventional construction wisdom PRIOR to the Northridge earthquake in California. Those joints failed in great number then and new code was written to address the issues. But, whew, that house seemed OK too. I didn't get the earthquake insurance afterward. But maybe I should have. And then we moved. Who knows what the likelihood is here. But now you're gonna make me look. |
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05-11-2018, 11:40 AM | #54 | ||
Chief title editor
Join Date: Oct 2003
Posts: 26,599
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Quote:
Quote:
Our umbrella carrier has us send them our declarations once (twice?) a year.
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OH NOES!!!!!1 MY CAR HAS T3H UND3R5T33R5555!!!!!!1oneone!!!!11 Team WTF?! What are you gonna do? |
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05-11-2018, 11:47 AM | #55 |
Crazy Old Man
Join Date: Dec 2003
Carmudgeonly Ride: M2C Stick
Posts: 6,021
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I have had GEICO for many many years. I had USAA in the past when I was still eligible from an ex.
At my age on a 15yo BMW I still pay $1300 a year.
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Searching |
05-11-2018, 12:44 PM | #56 |
The old cranky SOB....
Join Date: Oct 2003
Carmudgeonly Ride: several cars... way too many....
Location: Near Seattle
Posts: 4,798
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I have Encompass for all the regular cars (and house, boat, trailer... umbrella)
This is what my rates are... with full coverage (250k/500k) and $100 comp / $ 500 coll deductibles Yukon - $410 F250 - $490 740iL - $520 911 - $580 Esc - $570 From there, the total bill is pretty decent, but not 'per car' as such (compared to what I see others here saying)
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Kevin 1970 2800CS - - 2001 740iL - - 2006 997.1 - - 2012 Escalade 1968 Mustang GT Convertible - - 2003 Ford F250 PSD - - 1985 728i |
05-11-2018, 01:18 PM | #57 |
Mugwump
Join Date: Oct 2003
Carmudgeonly Ride: E46 330i, Chevy Colorado, Tesla Model 3
Location: NY
Posts: 17,475
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05-11-2018, 01:21 PM | #58 |
Mugwump
Join Date: Oct 2003
Carmudgeonly Ride: E46 330i, Chevy Colorado, Tesla Model 3
Location: NY
Posts: 17,475
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05-11-2018, 01:28 PM | #59 |
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Join Date: Mar 2004
Posts: 13,514
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05-11-2018, 01:40 PM | #60 |
Mugwump
Join Date: Oct 2003
Carmudgeonly Ride: E46 330i, Chevy Colorado, Tesla Model 3
Location: NY
Posts: 17,475
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Renting has its own world of misery. But it's certainly the right choice in many situations.
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