I ran into this:
Scratched EV battery? Your insurer may have to junk the whole car
and considering I will be paying less to insure the BGTS than I used to for the eGolf 5 years ago, this could get pretty ugly. It has vibes of what I read about Elises back in 2005, when insurers started realizing that any damage required a new whole front end fiberglass shell and rates shot up.
How bad are Tesla rates?