Quote:
Originally Posted by wdc330i
Ugh. I worry about this kind of thing when I'm retired and want to buy a house with a mortgage...They don't care how much money you have in the bank, all they want to see is verifiable income (and low debt).
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I hear you, but my income is verified, BoA knows they and Merrill are holding close to a million of my money, paid cash for our home, and my fico came in at 864. What annoyed me most yesterday that I was quoted a little over 1% above their advertised rate.
Clyde, thanks for the PENFED info. a little scary that all I gave them was my cell # and name and they autofilled everything on the 3 page enrollment screens.
I really can't do anything til I have account# info from Ford.
Right now, the wife and I are discussing just sending cash to Ford to own the car, and refinance the GMC when the lease is up in September. (the GMC is worth too much to just return it at lease end) similar trucks to mine with the same low mileage are listed at 34-35K residual is a little under 29K.
We'll see which way the wind blows tomorrow