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Old 05-26-2020, 02:01 PM   #28
kognito
older fart than ZBB
 
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Join Date: Oct 2003
Location: On the road again
Posts: 8,899
One thing that has been very frustrating today is financing. Some of the 10K discount was due to using Ford Credit. Salesman said I can payoff the Ford loan at any time (they used to say you had to keep the loan open for 3 months to receive the discounts, not anymore)

Bank of America advertises a 3.19 rate on new car loans, plus I get an extra .5 percent off due to "preferred' status. Well, car is off the dealers lot so it isn't "new" anymore. BoA's refinance rate is 3.49 on their website. My fico score is 863, wife's is 842 BoA approved me today at 4.19% WTF???

4.19 is still better than Ford's 7.9, but I am not happy

I also bank with Chase (since 1981) their website show 3.29 on refinance, but due to COVID they are not doing any refinancing, same at Wells Fargo nothing due to COVID
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2017 GMC Sierra 1500 SLE
2020 Fusion Titanium
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