[SARAFIL]

For most companies, they won't have any data for these cars in their system so it will default to "cost new" rating which essentially means it is rated based on original MSRP rather than specific claims history on that model. Eventually it'll catch up as they get more popular, but my gut tells me you'll get reasonable rates for a car that expensive.

And Electric is a small carrier. Out of curiosity, you might want to try getting a quote through a few larger carriers for your current car vs a Tesla to see what they say. Odds are the big guys are more likely to have their acts together which would suggest their rates will be higher. The small companies will likely treat it as a default model, or decline to write it at all.