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Just to add my $0.02, we have USAA and are pretty happy. We've had a few relatively minor car claims and one home owners claim and never had any trouble getting reasonable settlements. None of the settlements impacted our rates much (if at all), either. Adding a 16yr old driver to the policy.... now that effected our rate, Holy Moly.
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Josh (PA) -
'19 X5
'17 991.2 C2 Cab
'11 135i Convertible
'11 328xiT
'09 X3
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